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Current Account (CD General)

Eligibility Individual/s, HUF, Sole Proprietary concerns, Partnership, Pvt. and Pub. Ltd. Cos., Corporations, Clubs, Associations, Cooperative Societies, Govt. Departments, Religious Endowments, Semi Govt. or Local Bodies, Trusts, Executors and administrators, liquidators, Other Banks, State Financial Corporation, Dept of authority created by Govt, LLPs etc.
Account should be Operated by “cheque mode” only.
Average Quarterly Balance
Rural S-Urban Urban Metro
2000 3000 5000 5000
Cash Deposit Charges
  • No charges upto Rs.200000/-
  • Cash Deposited Above Rs.200000/ Charges @ Rs.1 per thousand and Maximum Rs.10000/- plus GST
Type of ATM/Debit card RUPAY and PLATINUM Debit Card. Issued only to Individual Accounts or Sole Proprietary Accounts.
Debit Card charge There are no charges on usage of our Debit / ATM card during the first year. From the second year onwards, Rs.150.00 (plus GST) for Normal card and Rs. 250/- + GST for Platinum Card per year will be charged as Annual Maintenance Charges.
Reissue Charges:
Normal Cards: 200 + GST
Platinum Card :300+ GST
Re Issue PIN charges:
Rs.50/- per PIN Re issue at Branch level.
Access to APGB ATM No Charges upto 8 transactions, Beyond this limit, Rs.23 per one financial transaction & Rs.10 per Non-financial transaction + GST
Access to other bank ATM No free transaction Rs.23 per one financial transaction & Rs.10 per Non-financial transaction + GST
ATM Cash Withdrawal Limit Rs. 10,000/-. Per Trxn. with a total limit of Rs. 25,000/- per day.
For Platinum Card holders limit is Rs. 50,000/- per day. Per TXN limit is Rs. 10,000/-
POS Limit For Normal Card holders the limit is Rs. 75,000/- Per day (inclusive of ATM limit of Rs.25000/-).
For Platinum Card holders the limit is Rs. 125,000/- Per day ( inclusive of ATM limit of Rs.50,000/-).
Cheque leaves No free cheque book for Current account. Rs.5 per cheque leaf.
DD/NEFT/RTGS As per applicable charges
Charges for non-maintenance of AQB 10 percent on shortfall amount to the monthly average balance to be maintained.
All the charges are exclusive of GST
Interest No interest to be paid

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