Our bank has been paying relatively high rate of interest on term deposits since the inception of the bank. The interest rates on term deposits are furnished below:
| Period | Rate of interest % (w.e.f. 01.05.2025) |
|
|---|---|---|
| Less than Rs 1 Cr | Rs 1 Cr & Above | |
| 7 days to 45 days | 4.00 | 3.50 |
| 46 days to 90 days | 5.50 | 5.25 |
| 91 days to 179 days | 6.25 | 6.00 |
| 180 days to 364 days | 7.00 | 6.75 |
| 1 year to less than 2 years | 7.60 | 7.35 |
| 2 years and above | 7.15 | 6.90 |
| Senior Citizens | 0.50% extra in all the above slabs | |
| AKSHAYA Term Deposit Scheme – (Non- Callable) | 7.50% for one year period | |
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