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Savings Bank Account (SBOGP)

Eligibility
  • Individuals either singly/jointly, Illiterate persons, Blind Persons, Hindu Undivided families (HUF).
  • Clubs/associations, which do not conduct business of commercial nature/business for profit.
  • Committees, Societies, Schools, Trusts, Executors, Administrators, Institutions/Agencies specifically permitted by the RBI.
  • SHGs/FPOs/Trusts/Govt. Departments.
  • Minors can also open SB account through his/her natural or legally appointed guardian
  • Minors above the age of 10 years may be allowed to open in their own names and operate Savings Bank Accounts independently, if they so desire. Date of Birth & Study Certificate issued by Head Master in which he/she studying along with residential Proof of Guardian shall be obtained
Minimum Balance (in Rs)
Category Rural S-Urban Urban Metro
With CHQ book 1000 1000 2000 2000
Without CHQ book 500 1000 1500 1500
Type of ATM/Debit card RUPAY & PLATINUM Debit Card
Debit Card charge Issue charge – FREE
Reissue Charge
Normal Debit Card 150 + GST
Platinum Debit Card 300 + GST
Annual maintenance charge
From 2nd year Onwards
Normal Debit Card 125 + GST
Platinum Debit Card 250 + GST
Access to APGB ATM No Charges upto 8 transactions per month, Beyond this limit, Rs.23 per one financial transaction & Rs.10 per Non-financial transaction + GST
Access to other bank ATM No charges up to 5 transactions (financial + non-financial) per month in Non- Metro centers and 3 transactions (financial + non-financial) per month in Metro centers.
Beyond the above mentioned limits, Rs.23 per one financial transaction & Rs.10 per Non-financial transaction + GST
ATM Cash Withdrawal Limit Rs. 10,000/- Per Trxn with a total limit of Rs. 25,000/- per day. For Platinum Card holders limit is Rs. 50,000/- per day. Per TXN limit is Rs. 10,000/-.
POS Limit For Normal Card holders the limit is Rs. 75,000/- Per day (inclusive of ATM limit of Rs.25000/-). For Platinum Card holders the limit is Rs. 125,000/- Per day ( inclusive of ATM limit of Rs.50,000/-).
SMS Banking Charges No charge for No frill accounts, Accounts of Staff and Retired Staff of APGB. All other accounts will levied with Rs.20/- per quarter
Cheque leaves including Personalized Cheque Leaves One Cheque Book upto 25 leaves is free per Account. Beyond that, Rs.5.00 per leaf will be charged.
DD As per applicable charges
NEFT/RTGS/IMPS As per applicable charges.
Account closure -within 12 months of opening All the charges are exclusive of GST
Category Without Cheque Book With Cheque Book
Rural 150 200
Semi-Urban and Urban 200 250
Metro 250 300

Penalty* for Non-Maintenance of Average Quarterly Balance(AQB)

10 percent on shortfall amount to the monthly average balance to be maintained.
All the charges are exclusive of GST

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