Andhra Pradesh Grameena Bank

PMJDY (SBEBT)

Eligibility	Individuals either singly/jointly who doesn’t have any savings account
Scheme Name	SBEBT
Minimum Balance (in Rs)	No Minimum Balance required
Debit Card charge (in Rs.)	For PMJDY Debit card Issue charge – FREE Annual maintenance charge – NIL Reissue charges - NIL
SMS Charges	No charges
Cheque leaves including Personalized Cheque Leaves	If an account holder wants to avail cheque book facility, he/she should maintain minimum balance as per bank guidelines. One Cheque Book upto 25 leaves is free per Account. Beyond that, Rs.5.00 per leaf will be charged.
DD	As per applicable charges
NEFT/RTGS/IMPS	As per applicable charges.
Penalty* for Non-Maintenance of Average Quarterly Balance (AQB) ( in Rs.)	NIL
Nomination Facility	Available
Interest Rate	3.00 % per Annum
Mobile banking	Available
Internet Banking Facility	Available
WhatsApp Banking	Available
Others	While opening a BSBD account, a declaration is to be obtained from the customer that he/she is not having a BSBD account in any other Branch/ bank. Accounts opened without any officially valid document would be valid normally for a period of twelve months. Thereafter, such accounts would be allowed to continue for a further period of twelve more months, if the account holder provides a document showing that she/he has applied for any of the officially valid document, within twelve months of opening small account.