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ServiceCharges

Service Charges on Advances & Other Services - Revision

Sl. No Particulars of Charges/Services Amount of Charges
a Up to Rs.1000 Rs.60 + Out of pocket expenses.
b Above Rs.1000 & up to Rs. 5,000 Rs.80 + Out of pocket expenses.
c Above Rs. 5,000 & up to Rs.10,000 Rs.100 + Out of pocket expenses.
d Above Rs. 10,000 & up to Rs.1 lakh Rs.9 per Rs.1,000 or part thereof subject to a minimum of Rs.100 + Out of pocket expenses.
e Above Rs.1 lakh & up to Rs.10 lakh Rs.8 per Rs.1,000 or part thereof subject to a minimum of Rs.900 + Out of pocket expenses
f Above Rs.10 lakh Rs.7 per Rs.1,000 or part thereof subject to a minimum of Rs.8,000 + Out of pocket expenses.
Sl. No Particulars of Charges/Services Amount of Charges
a Up to Rs.10,000 Rs.100 per instrument.
b Above Rs.10,000& up to Rs.1 lakh Rs.150 per instrument.
c Above Rs.1 lakh Rs.250 per instrument.
The above charges will be all inclusive. No additional charges such as courier charges, out of pocket expenses are to be levied from the customers. The paying and collecting Bank shall share the above charges on 50:50 basis. In case the paying Bank is our own Bank branch, the collecting branch shall collect the entire commission. As per RBI guidelines Instant credit of out station cheques up to Rs.15,000 should be allowed by collecting only the above charges.
D For tie up loan cheques (Sugarcane and Tobacco etc.,)
Up to tie up loan amount & Interest No charges
Over and above tie up loan amount
i. Up to Rs.5,000 Rs.20
ii. Above Rs.5,000 & up to Rs.10,000 Rs.50
iii. Above Rs.10,000 Rs.100
If the proceeds of the cheque are deposited for 91 Days or more, the instrument can be collected‘at par’. Postage also is exempted.
Staff cheques / Drafts are to be collected ‘at par’. Postage charges are exempted
Rs.100 plus other Bank charges, if any, plus out of Pocket expenses.
Outstation cheques / Bills are to be returned by Regd. Post only and actual postal charges are to be collected. If balance is not available in the account the stipulated charges have to be collected through Value Payable Letter (VPL)
Category Metro Urban/Semi Urban Branches Rural Branches
Up to Rs.5000 Rs.45 Rs.45 Rs.45
Above Rs.5,000 up to Rs.10,000 Rs.70 Rs.70 Rs.70
Above Rs.10,000 up to Rs.100,000 Per 1000 Rs.5 Rs.5 Rs.5
Min Rs.70 Rs.70 Rs.70
Above Rs.1 Lakh Per 1000 Rs.5 Rs.5 Rs.5
Min Rs.500 Rs.500 Rs.500
Max Rs.2500 Rs.2500 Rs.2500
Other Charges of DD/Pay Orders Cancellation of Demand Draft/ Pay orders.
(Per instrument/Case)		 Rs.200
Demand Draft/ Pay orders- Duplicate Issuance Rs.200
Demand Draft/ Pay orders- Revalidation Rs.200
I Exchange of 0.75% of the amount of the instrument purchased should be collected (It attracts no GST). In addition to the above, the following charges are to be collected.
a) Usual collection charges
b) The instrument is to be sent by Reg. Post only. Postage of Rs.50 or actual whichever is higher is to be collected.
II For purchase of Local Cheques/ Bills. 0.25% of the amount of the instrument with a minimum of Rs.25 (It attracts no GST). Instant credit up to Rs.15,000 could be allowed by collecting Rs.5 per instrument.
III Cheques belonging to staff members pertaining to provident fund / housing loan instalments /LIC payments/ Bank employee’s cooperative society can be purchased at par. Cheques/Withdrawals of Inspectors/Staff on deputation pertaining to salary can be purchased at par. No postage.
IV Cheques/ Bank Drafts/ Pay Orders can be purchased at par provided the entire proceeds are placed as Term Deposit/s for a period not less than 91 Days. Postage also exempted.
If the period of deposit is less than 91 Days, Branches should purchase the instruments at par with the prior permission of Chairman.
Our Bank’s lien should be noted on such deposits till the instruments purchased are realized. If such deposits are cancelled before due date, the CBP charges, which are exempted earlier, are to be collected.
Particulars of Charges/Services Amount of Charges
Up to Rs.1,000 Rs.20
Above Rs.1,000 & up to Rs.5,000 Rs.25
Above Rs.5,000 & up to Rs.10,000 Rs.30
Above Rs.10,000 & up to 1 lakh Rs.2.25 per Rs.1000 or part thereof with a minimum of Rs.30
Above Rs.1 lakh & up to Rs.10 lakh Rs.2 per Rs.1000 or part thereof with a minimum of Rs.225
Above Rs.10 lakh Rs.1.50 per Rs.1000 or part thereof with a minimum of Rs.2,000
Module Range Charges
RTGS 2 – 5 Lakh 25.00
Above 5 Lakh 50.00
NEFT Upto Rs.10,000 2.50
Rs.10,001 to Rs.100,000 5.00
Rs.100,001 to Rs.200,000 15.00
Above Rs 2 Lakh 25.00
Sl. No Particulars of Charges/Services Amount of Charges
i Transfer through Mobile Banking - NIL
ii Transfer through Branch Channel - Rs.5
(Transaction ceiling amount Re.1 to Rs.1.00 Lakh)
Sl. No Particulars of Charges/Services Amount of Charges
A NOTICES
Ordinary Notice Rs.50
Registered Notice/Auction Notice Rs.100 or Actual whichever is higher
*Collection of Outstation Bills (Documentary etc.) - Not for out station cheques for collection/Purchase.
Ordinary Post Rs.50
Registered Post Rs.100 or Actual whichever is higher
B Telephone (To know fate of OBC) Rs.25 or actual whichever is higher
C Return of unpaid outstation cheques (to be sent by Reg. Post only). Rs.100 or Actual, whichever is higher.
Particulars of Charges/Services Amount of Charges
Instructions Metro Urban/Semi Urban Rural Branches
Single cheque Per instruction 150 100 100
Range of CHQs SB-Per instruction 500 400 300
CD-Per instruction 600 500 400
Particulars of Charges/Services Amount of Charges
Cheque Return – Inward (Cheque received for Payment) due to insufficiency of funds (Local or Outstation) Up to Rs.100,000
CD/SOD Accounts
Rs.350 Rs.250 Rs.150
SB Accounts
Rs.300 Rs.200 Rs.100
Above Rs.100,000
CD/SOD Accounts
Rs.450 Rs.350 Rs.250
SB Accounts
Rs.350 Rs.250 Rs.150
Particulars of Charges/Services Amount of Charges
Metro Urban/Semi Urban Rural Branches
Rs.200 Rs.150 Rs.150
The Signature attestation should be on the Letter Head only.
Particulars of Charges/Services Amount of Charges
No dues certificate
(charges per certificate) 		Rs.200 Rs.150 Rs.150
Weaker sections (Incl SHG, SF/MF) – No Charges
Particulars of Charges/Services Amount of Charges
Enquiry relating to old records (more than 12 months old) Rs.200 Rs.150 per item Rs.100 per item
Particulars of Charges/Services Amount of Charges
Record copy of the cheque/ other instrument Rs.250 Rs.200 per item Rs.200 per item
Particulars of Charges/Services Amount of Charges
Noting of Standing Instructions Rs.50
Transfer between Accounts in same branch No additional charge
Other Standing Instructions, including transfer from one branch to another branch of our Bank. Rs.20 per transaction up to Rs. 10,000. Rs.30 per transaction for above Rs.10,000
For non-execution of Standing Instruction due to insufficient balance in account and re-registration of standing instructions. Rs.75
Rs.50 per transaction involving credit to other than customers’ own accounts with in the same Branch. Charges to be levied to account from which the amount is transferred. Monthly interest on FDRs, Credit of instalments to RD A/Cs and all Staff A/Cs are exempted from the above charges.
Particulars of Charges/Services Amount of Charges
Rs.100 per duplicate pass book with latest balance
Rs.50 for previous entries (if required) per Sheet or part thereof. Once in a month free for statement there after Rs.50/- per statement
Particulars of Charges/Services Amount of Charges
Closure of RD account within a period of 6 months from the date of opening Rs.10 where balance outstanding is less than Rs.100
Rs.20 where balance outstanding is between Rs.100 and Rs.1000
Rs.50 where balance outstanding is more than Rs.1000
Particulars of Charges/Services Amount of Charges
Collecting Bank shall levy charges as applicable to Outstation Cheques. Paying Banker is not entitled to charge any amount. If the collecting and paying Branches are of our own Branches, Collecting Bank only shall levy charge as applicable to Outstation Cheques. No charges should be collected if amount is deposited for 91 days and above. For Premature cancellation no exemption.
Particulars of Charges/Services Amount of Charges
Issue of Balance Certificate Rs.100 Per Certificate.
Particulars of Charges/Services Amount of Charges
Issue of Interest Certificate No Charges
Particulars of Charges/Services Amount of Charges
Loss of Token Rs.500 Per Token
Particulars of Charges/Services Amount of Charges
Cash Handling Applicable Charges
Up to Rs.2,00,000/- NIL
Above Rs.2,00,000/- Rs.1/- per each thousand
Maximum of Rs.10, 000/-. LADs, SODs against our Bank Term Deposits and Overdraft accounts of staff are exempted from levying of cash handling charges.
Particulars of Charges/Services Amount of Charges
*Addition/deletion of Names in all Deposit accounts Rs.100
*Changes in Operation instructions, Power of Attorney, Board resolution etc. Rs.200
Change in Nomination Rs.100
Duplicate deposit Receipt with normal procedure Rs.100
Particulars of Charges/Services Amount of Charges
Parameter Applicable Charges
Eligible customers For all current and Savings Bank Accounts
1.Cash withdrawal with self-Cheque (Customer to be present) UP to Rs.50000 Free of Cost
Above Rs.50000 Rs.1/- Per thousand+ Rs.50
2(i). Cash remittance(Remitted by self) UP to Rs.50000 Free of Cost
2(ii).Cash remittance by others Up to Rs.10,000 Free of Cost
Above Rs.10,000 upto Rs.50,000 Rs.50/- Per transaction
Above Rs.50,000 Rs.1/- Per thousand+ Rs.50
3.Transfer of funds(Non-cash transactions only) Up to Rs.1 Lakh Free of Cost
Above Rs.1 Lakh Free of Cost
4.For loan recoveries Free of Cost
5.Issue of DD/Pos The applicable service charges shall be collected.
6.Remittence through NEFT The applicable service charges shall be collected.
*7.7.Cash Deposit at CDM for Non base branch Accounts Up to Rs.1000 Rs.5/-
Above Rs.1000 Up to Rs.50000 Rs.1/- Per thousand with Min. Rs.5/-
Paying branch should not allow more than one cheque from the same customer on the same day, maximum Rs. 50,000/- each. While extending ABB transactions extant guidelines of Know Your Customer(KYC)/Anti Money Laundering (AML)have to be strictly complied with.
Sl. No Particulars of Charges/Services Amount of Charges
Locker Type SDL Depth 492 mm / 19.37 Inches (H x W) Charges for Safe deposit lockers (Non - Built in and Built in Safe deposit lockers)
Rural Semi-urban Urban Metro
1 A 125 x 175 mm / 4.92 x 6.89 inches 1,250 1,500 1,500 2,000
2 B 159 x 210 mm / 6.26 x 8.27 inches 1,600 2,000 2,500 2,500
3 C 125 x 352 mm / 4.92 x 13.86 inches 2,000 2,500 3,000 4,000
4 D 189 x 263 mm / 7.44 x 10.35 inches 2,500 2,500 3,000 3,000
5 E 159 x 423 mm / 6.26 x 16.65 inches 3,500 3,500 4,000 4,000
6 F 278 x 352 mm / 10.94 x 13.86 inches 4,500 5,000 6,000 6,000
7 G 189 x 529 mm / 7.44 x 20.83 inches 5,000 5,000 6,000 6,000
8 H 321 x 423 mm / 12.64 x 16.65 inches 6,000 7,000 8,000 8,000
9 H1 321 x 210 mm / 12.64 x 8.27 inches 3,500 3,500 4,000 4,000
10 L 404 x 529 mm / 15.91 x 20.83 inches 8,000 8,000 10,200 10,400
11 L2 385 x 529 mm / 15.16 x 20.83 inches 8,000 8,000 10,000 10,000
25% concession in rent to Confirmed Staff /Retired Staff /Staff working on deputation.
*The locker operations are restricted to ten (10) times in a Quarter. Any operations beyond it, branches are advised to charge Rs.50 per operation. No carry over will be allowed. Sizes may vary slightly depends on the supplier/company.
Loss of Safe Deposit Locker Key URBAN/METRO Actual Expenses(To be paid to the Service provider for break open) + Rs.1000 (to bank P&L) RURAL/SEMI URBAN Actual expenses(To be paid to the Service provider for break open) + Rs.500 (to bank P&L)

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